Farmgate Agribusiness Finance’s philosophy is simple: we work for you, not the bank.

Farmgate Agribusiness Finance is a proudly family-run business, owned and operated by Cameron McPhan. Based in Gippsland, Farmgate exists to make rural finance simpler, more personal, and better suited to the realities of farming.

Cameron has a background in management and agribusiness banking roles and has built strong connections with communities right across the Gippsland region. His local knowledge and industry experience allow him to understand what matters most to rural clients and how to tailor finance solutions that genuinely work.

Bryan McPhan has joined Farmgate Agribusiness Finance, bringing over 30 years of experience in agribusiness banking and rural financial counselling. Raised on his family’s dairy farm in East Gippsland, Bryan has a strong connection to the land and a clear understanding of the pressures farming families face. He’s spent his career working alongside rural clients, helping them navigate challenges, make informed decisions, and plan for the future.

With deep roots in the region and a family history in dairy farming, we know the importance of strong relationships, honest conversations, and sticking by people for the long haul. It’s not just about the finance — it’s about being a trusted partner for the long term.

Our Services

Farm Loans

Access the vital capital needed to expand, maintain, or improve your farming operation. Tailored to your specific needs, these loans ensure the growth and long-term sustainability of your farm business.
Seasonal Finance

Flexible funding solutions designed to cover your seasonal expenses and manage cash flow fluctuations, ensuring you can meet operational demands during both peak and off-peak periods.
Equipment Finance

Specialised financing options to help you purchase, upgrade, or repair farm machinery and equipment. These solutions ensure your farm remains efficient, productive, and up to date with modern technology.
Livestock Finance

Obtain the necessary financing to purchase, grow, or replenish your livestock. These tailored solutions ensure your farm stays fully stocked, productive, and able to meet market and operational demands.
Annual Bank Reviews

Meet your bank's requirements with ease through our comprehensive yearly reviews. We handle the entire process, making it simpler for you to stay compliant, track financial progress, and ensure your strategies align with both your goals and the bank's expectations.
Housing Loans

Affordable and flexible housing loans for purchasing, renovating, or improving your home. Designed with rural living in mind, these options ensure you have the financial support to secure or enhance your property.